HOA Management in Florida

HOA operations in Florida are primarily governed by the Homeowners Association Act (Fla. Stat. Ch. 720). Governs HOA operations including meetings, elections, financial reporting, and member rights. Requires annual budgets, reserves, and board member certification within 90 days of election. Condominiums are additionally governed by the Condominium Act (Fla. Stat. Ch. 718).

Yes, Florida requires community association managers to be licensed. Florida requires Community Association Managers (CAMs) to hold a license issued by the DBPR under Chapter 468, Part VIII. Firms managing associations with 10+ units or budgets over $100,000 must employ a licensed CAM. Regardless of state requirements, look for professional designations like CMCA, AMS, or PCAM when evaluating management companies.

Board meetings require 14 days written notice for regular meetings and 48 hours for emergency meetings. All meetings must be open to owners. New board members must complete a certified education course or sign an affidavit within 90 days of election.

Florida provides mandatory pre-suit mediation for most HOA disputes. The Division of Condominiums, Timeshares, and Mobile Homes handles complaints. Arbitration is available through the DBPR for condominium disputes under Chapter 718.

HOA assessment liens are subordinate to first mortgages. The lien has a limited safe harbor of up to 12 months of delinquent assessments or 1% of the original mortgage amount, whichever is less. Associations can foreclose on assessment liens.

Yes, Florida requires HOA registration. HOAs must register annually with the Division of Condominiums, Timeshares, and Mobile Homes under the DBPR.

SB 4-D (2022) imposed significant structural inspection and reserve requirements for condominiums following the Surfside collapse. Full reserve funding mandates took effect in 2025. Additional 2024-2025 legislation expanded board member education requirements and financial transparency.

Match HOA provides a free matching service that connects Florida HOA boards with vetted management companies. We verify that providers hold required Florida licenses and professional credentials like CMCA, AMS, or PCAM designations. Submit your community details through our intake form to receive matched recommendations within 48 hours.